Welcome to Ditech

We invite you to enjoy FREE access to our ditech on the MoveSM program, where one of our Real Estate Coordinators will help you through all aspects of the real estate and moving process. Our services will save you both stress and money, and best of all they're COMPLETELY FREE! Let us pass along savings and discounts you might find difficult to get on your own. Best of all, when you buy or sell a home through the program, we'll pay you a Cash Reward*, plus other savings.

Refinance your mortgage and lower your interest rate, pay off debt, and give yourself some peace of mind. At ditech, it's easy to do. We have a family of refinance products and you're sure to find the right loan to suit your financial needs. Check out our featured refinance product below:

Refinancing is easy with ditech's Flexible 30 Year Fixed Refinance today to a 30-year fixed rate loan that allows you to pay interest only for all or part of the first ten years - once in a while, or with every payment. Whatever works best for you. And there's no negative amortization. That's the new Flexible 30 Year Fixed from ditech. The Flexible 30 Year Fixed provides you with a mortgage payment that you can live with for years to come.

When you refinance with ditech's Flexible 30 Year Fixed you'll have the confidence and security of a 30-year fixed rate home loan combined with the freedom and flexibility to make your financial life a lot easier.

Ditech was founded in 1995 to address the needs of customers for faster, easier access to mortgage loans. With the traditional mortgage broker model proving a bit slow and cumbersome for customers in a faster-paced, technology-driven world, ditech enabled borrowers to obtain mortgages directly from a lender rather than relying on an intermediary such as a broker. Providing this "direct" access through "technology" was how ditech was born.

GMAC, a major financial services company and one of America's largest residential lenders, acquired ditech in 1999. This marked the beginning of significant growth for ditech and enabled the company to invest further in its products, technology, and customer service - and set the stage back then for ditech's emergence, and current status, as a leading mortgage lender.

With a history of innovation (ditech was the first to introduce flat-fee lender programs such as the $395 flat fee), and a commitment to always putting the customer first (including 24/7 customer service), ditech is well positioned to grow even further in its status as a lender of choice.